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|5/13/2013||Point of View: Dave Says|
|4/29/2013||Point of View: Dave Says|
|4/12/2013||Point of View: Dave Says|
|3/22/2013||Point of View: Dave Says|
|2/26/2013||Point of View: Dave Says|
|2/11/2013||Point of View: Dave Says|
|1/24/2013||Point of View: Dave Says|
|1/14/2013||Point of View: Dave Says|
|12/7/2012||Point of View: Dave Says|
|11/30/2012||Point of View: Dave Says|
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I recommend that people buy term life insurance coverage of about 10 to 12 times their annual income. Considering your situation, I’d say you could afford to buy a little potential. Instead of basing it on your current $35,000 income and buying a policy in the $350,000 to $400,000 range, you might double that amount. It will still be really cheap coverage as long as you’re in decent health. And once you’re making doctor money you can adjust the amount of coverage according to what you actually make.
* Dave Ramsey is America’s trusted voice on money and business. He’s authored four New York Times best-selling books: Financial Peace, More Than Enough, The Total Money Makeover andEntreLeadership. The Dave Ramsey Show is heard by more than 6 million listeners each week on more than 500 radio stations. Follow Dave on Twitter at @DaveRamsey and on the web at daveramsey.com.
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